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| National | Average Rate* | Points | APR | | 30-Year Fixed | 6.250% | 1.456 | 6.462% | | 15-Year Fixed | 5.750% | 1.204 | 6.057% | | ARM | 6.500% | 2.914 | 5.703% | | | * Conforming FNMA Loan Amount |
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